No More Surprises at the Dentist!
BCBSNC® Dental Blue® is Broadly Accepted by Dentists

Take Control of your dental care

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You won’t pay a deductible for checkups or diagnostic and preventive services.

There is a $75 annual deductible, but no deductible for preventive services.

You will have coverage for basic services like routine fillings and extractions, and
coverage for major services include crowns, dentures and bridges.

There is no wait to receive preventive services with Dental Blue®. As soon as you obtain coverage, your checkups and cleanings are covered twice per benefit period.  So, you can protect your teeth by visiting the dentist every six months.

	Waiting Periods   If you have had a creditable, dental plan from another company in force for the past 12-months, then, there are NO WAITING PERIODS!

Choose the dentist you want

Call to schedule an appointment with any licensed dentist.
Present your BCBSNC® ID card at the dentist’s office.
File your claim.  (Usually, the dentist will file the claim for you.)
You will receive the status of your claim in two to three weeks.

Dental Blue® is recognized by any licensed dentist. As soon as you obtain coverage, schedule an appointment with your dentist . . . get your teeth cleaned and a checkup.  There is no deductible required and you will be on your way to better dental health.

Here are some details on the coverage:

100%
Preventive Services
Routine oral exams  
Adult & child cleaning
Bitewing x–rays
Pulp testing
Annual fluoride cleaning (members under 18–years–old only)
Palliative emergency treatment & emergency oral examinations
Other diagnostic & preventive services
No deductible and No Wait

60%
Basic Services
Routine fillings
Sealants (members 5 – 15–years–old only)
Space maintainers (members under 16–years–old)
Endodontics
Simple extractions
Oral surgery
Other basic services

50%
Major Services
Gingival curettage
Gingivectomy and gingivoplasty Dental Blue®
Periodontal maintenance
Inlays and onlays (once per 5 years)
Crowns and bridges
Dentures
Other major services

Annual maximum, all services - $1,000
(per covered member)

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Frequently Asked Questions:

Q: What are waiting periods and how do they apply to me?

A: Waiting periods are the time from your effective date of the policy to the day when you can receive a covered service.

With Dental Blue® for Individuals, the waiting period for basic services is six months and for major services, it is 12 months.

NOTE: There are no waiting periods for preventive and diagnostic services.

Q:  What if I already have had coverage with another creditable dental insurance company for the last twelve months?  Will they waive the waiting periods?

A:  Yes, if you can show proof of prior coverage, and if you are insured by the DentalBlue® before 63 days has elapsed, then, the waiting periods will be waived.

Q: What does my deductible apply to?

A: Your $75 deductible applies to basic and major services. After this deductible is met, Dental Blue® will pay 50% of the allowable charge, up to your annual maximum of $1,000.  Each member under your policy has a $75 deductible for basic and major services.

Q: Is orthodontic care covered?

A: No. Dental Blue® for Individuals does not provide coverage for orthodontic care.

Q: Can I cancel coverage and reapply again a short time later?

A: No. If you cancel your coverage, there is a 12 month waiting period before you can purchase another Dental Blue® for Individuals policy.

Q: When are my rates subject to change?

A: On your renewal, which is January 1st of each year.

 

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